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Ռոստելեկոմ - Ինեկոբանկ համատեղ վարկային քարտ


If you are a Rostelecom subscriber* and you want to receive a credit line to manage your finances efficiently, Rostelecom-Inecobank joint credit card is just for you. This credit card is specially designed for Rostelecom current and new subscribers.

There is no need to introduce reference letter from the employer stating the income to get the card. Moreover, you will get activation and maintenance free of charge; you simply need to visit the nearest Rostelecom sales and service center or Inecobank branch along with your passport and social security card. Bank decides to meet the application within 2 business days.

 

 

Description

Condition/Fee

Type of card

ArCa

Card account currency

AMD, USD

Necessary documents

Passport, social security card

 

Card issuance

Free of charge

Card account maintenance fee

Free of charge

Credit confirmation

Free of charge

Card effective period

3 years

Credit line limit

300,000 AMD

1,200 USD

Annual interest rate on utilized amounts

AMD 22%

USD 20%

Non-cash transactions

Within 2 business days

Early closure of card account

Free of charge

Provision of the statement

Free of charge

Statement Date

The 1st day of each month

Switching on the SMS service

Free of charge

SMS notification on each performed transaction

20 AMD

Payment timeline – starting from the statement date (including)

21 days

 

Privileges of Rostelecom-Inecobank Joint Credit Card

  • Card issuance free of charge
  • Card account maintenance free of charge
  • Provision of the credit line without a reference stating the income**
  • Beneficial interest rate
  • Up to 40% discount at more than 100 partner sales and service points
  • Multiple usage of the credit line during card effective period
  • Longer card effective period, 3 years
  • Utility payments and transfers between cards via Internet
  • Provision of the statement free of charge

 

The expiry date for the offer: 01.03.2016. 

 

Conditions

 

*All the new subscribers, joining any annual tariff package of Rostelecom, will be provided a credit line up to 150,000 AMD. And all those subscribers, who have been using Rostelecom services for 6 months and more, will be provided a credit line in the twenty-fold monthly payment of the tariff package, up to a maximum of 300,000 AMD.

**In some special cases the bank may demand a reference stating the income.

***For terms and conditions of credit line provision press here.